Terms of Service

2. Engagement process

• Discovery call → scope confirmation → master services agreement → retainer invoice.
• Workstreams are documented in milestone-based statements of work (SOWs).
• Unused retainers are refundable minus incurred costs and third-party expenses.
• We may pause or terminate the project if invoices remain unpaid or required information is withheld.

3. Client obligations

• Provide accurate information, timely documents, and decision-making availability.
• Maintain lawful control of all assets and source documentation.
• Comply with instructions from Cypriot and EU authorities, including KYC/AML requirements.
• Ensure that any internal stakeholders impacted by the relocation (employees, investors) are informed.

4. Compliance & independence

We coordinate with licensed attorneys, accountants, and corporate service providers. Those partners vet eligibility and may refuse service based on their own risk assessments. 93Tax does not guarantee approvals, timetables, bank onboarding, or tax outcomes—authorities retain final discretion.

5. Fees & billing

• Retainers are invoiced in EUR or USD. Bank transfer and vetted PSPs are accepted.
• Out-of-pocket expenses (government fees, partner invoices, travel) are billed separately.
• Late payments may accrue interest at 1.5% per month.

6. Confidentiality & data

We treat all client information as confidential and store files in encrypted EU infrastructure. Mutual NDAs are available on request. See our Privacy Policy for details on data processing, retention, and your rights.

7. Intellectual property

Any playbooks, templates, or tooling we provide remain 93Tax intellectual property. You receive a non-exclusive license to use them for your own business. Case studies or anonymized learnings may be referenced unless prohibited by contract.

8. Indemnity & liability

You agree to indemnify 93Tax against claims arising from inaccurate information or unlawful conduct. Our total liability under any engagement is limited to the fees you paid for the applicable SOW. We are not liable for indirect, incidental, or consequential damages.

9. Governing law

These terms are governed by the laws of Cyprus. Disputes shall be resolved in the courts of Limassol, subject to mandatory consumer protections where applicable.